Meet the challenge of a lower return world

Lower expected returns from all major asset classes means that achieving an attractive return from a traditional balanced portfolio of equities and bonds is becoming increasingly difficult.

In these challenging markets, investors will need to consider more flexible asset allocation and active stock selection if they want to achieve similar returns to those that they’ve enjoyed in the past.

Strategies designed for today’s markets

We’ve selected two of our multi-asset funds that have been specifically designed to meet the needs of investors in today’s increasingly challenging markets.

For investors looking for a balanced fund to sit at the core of their portfolio, our JPMorgan Investment Funds — Global Balanced Fund uses its flexible asset allocation and active security selection to focus on the opportunities that we believe are the most attractive as market conditions evolve, all while maintaining a traditional balanced risk profile.

For investors seeking an income in today’s low interest rate environment, our JPMorgan Investment Funds — Global Income Fund aims to provide a consistent and attractive income stream, and the opportunity for long-term capital growth, by capitalising on income opportunities across asset classes, markets and sectors.

   

JPMorgan Investment Funds — Global Balanced Fund

Aims to provide attractive long-term returns while maintaining a traditional balanced risk profile by investing flexibly across equities, bonds and currencies.

   

JPMorgan Investment Funds — Global Income Fund

Targets an attractive and consistent income stream, with the potential for capital growth, by investing flexibly across asset classes and markets.

   

Drill deeper to extract value

At J.P. Morgan Asset Management, our specialist multi-asset expertise — backed by the full resources of J.P. Morgan’s global investment network — provides the insights needed to choose the strongest long-term asset mix and to adjust portfolio allocations as market conditions change, while also allowing us to drill deeper into asset classes in search of the most attractive investment opportunities.

   

45+ years of multi-asset expertise

   

87-strong dedicated multi-asset team

   

Backed by J.P. Morgan’s $1.8 trillion global investment platform

   

Source: J.P Morgan Asset Management. As at 30 June 2019.

Investment objectives

JP Morgan Investment Funds – Global Balanced Fund

To provide long-term capital growth and income by investing primarily in companies and debt securities issued or guaranteed by governments or their agencies, globally, using derivatives where appropriate.

JP Morgan Investment Funds – Global Income Fund

To provide regular income by investing primarily in a portfolio of income generating securities, globally, and through the use of derivatives.

     

MAIN RISKS




The Sub-Fund is subject to Investment risks and Other associated risks from the techniques and securities it uses to seek to achieve its objective. The table below explains how these risks relate to each other and the Outcomes to the Shareholder that could affect an investment in the Sub-Fund. Investors should also read Risk Descriptions for a full description of each risk.


Investment Risks Risks from the Sub-Fund’s techniques and securities

Techniques
Derivatives
Hedging
Short positions*
Securities
Debt securities
- Below investment grade debt
- Government debt
- Investment grade debt
- Unrated debt
Emerging markets
Equities


China**
Contingent convertible bonds**
Convertible securities**
MBS/ABS**
REITs**

Other associated risks Further risks the Sub-Fund is exposed to from its use of the techniques and securities above

Credit
Currency
Interest rate
Liquidity
Market

Outcomes to the Shareholder Potential impact of the risks above


Loss Shareholders could lose some or all of their money.
Volatility Shares of the Sub-Fund will fluctuate in value.
Failure to meet the Sub- Fund's objective.

*Unique to JP Morgan Investment Funds – Global Balanced Fund
** Unique to JP Morgan Investment Funds – Global Income Fund


Investor profile: Investors in this Fund should have at least a five year investment horizon.

     

MAIN RISKS




The Sub-Fund is subject to Investment risks and Other associated risks from the techniques and securities it uses to seek to achieve its objective. The table below explains how these risks relate to each other and the Outcomes to the Shareholder that could affect an investment in the Sub-Fund. Investors should also read Risk Descriptions for a full description of each risk.


Investment Risks Risks from the Sub-Fund's techniques and securities

Techniques
Derivatives
Concentration
Hedging
Short positions
Securities
Convertible securities
Debt securities
- Below investment grade debt
- Investment grade debt
- Government debt
- Unrated debt


Emerging markets
Equities

Other associated risks Further risks the Sub-Fund is exposed to from its use of the techniques and securities above

Currency
Credit
Interest rate
Liquidity
Market

Outcomes to the Shareholder Potential impact of the risks above


Loss Shareholders could lose some or all of their money.
Volatility Shares of the Sub-Fund will fluctuate in value.
Failure to meet the Sub- Fund's objective.





Disclaimer


This is a marketing communication and as such the views contained herein do not form part of an offer, nor are they to be taken as advice or a recommendation, to buy or sell any investment or interest thereto. Reliance upon information in this material is at the sole discretion of the reader. Any research in this document has been obtained and may have been acted upon by J.P. Morgan Asset Management for its own purpose. The results of such research are being made available as additional information and do not necessarily reflect the views of J.P. Morgan Asset Management. Any forecasts, figures, opinions, statements of financial market trends or investment techniques and strategies expressed are, unless otherwise stated, J.P. Morgan Asset Management’s own at the date of this document. They are considered to be reliable at the time of writing, may not necessarily be all inclusive and are not guaranteed as to accuracy. They may be subject to change without reference or notification to you. It should be noted that the value of investments and the income from them may fluctuate in accordance with market conditions and taxation agreements and investors may not get back the full amount invested. Changes in exchange rates may have an adverse effect on the value, price or income of the products or underlying overseas investments. Past performance and yield are not a reliable indicator of current and future results. There is no guarantee that any forecast made will come to pass. Furthermore, whilst it is the intention to achieve the investment objective of the investment products, there can be no assurance that those objectives will be met. J.P. Morgan Asset Management is the brand name for the asset management business of JPMorgan Chase & Co. and its affiliates worldwide. To the extent permitted by applicable law, we may record telephone calls and monitor electronic communications to comply with our legal and regulatory obligations and internal policies. Personal data will be collected, stored and processed by J.P. Morgan Asset Management in accordance with our EMEA Privacy Policy www.jpmorgan.com/emea-privacy-policy. As the product may not be authorised or its offering may be restricted in your jurisdiction, it is the responsibility of every reader to satisfy himself as to the full observance of the laws and regulations of the relevant jurisdiction. Prior to any application investors are advised to take all necessary legal, regulatory and tax advice on the consequences of an investment in the products. Shares or other interests may not be offered to, or purchased, directly or indirectly by US persons. All transactions should be based on the latest available Prospectus, the Key Investor Information Document (KIID) and any applicable local offering document. These documents together with the annual report, semi-annual report and the articles of incorporation for the Luxembourg domiciled products are available free of charge upon request from JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg, your financial adviser or your J.P. Morgan Asset Management regional contact. In Switzerland, JPMorgan Asset Management (Switzerland) LLC, Dreikönigstrasse 37, 8002 Zurich, acts as Swiss representative of the funds and J.P. Morgan (Suisse) SA, 8 Rue de la Confédération, 1204 Geneva, as paying agent of the funds. JPMorgan Asset Management (Switzerland) LLC herewith informs investors that with respect to its distribution activities in and from Switzerland it receives commissions pursuant to Art. 34 para. 2bis of the Swiss Collective Investment Schemes Ordinance dated 22 November 2006. These commissions are paid out of the management fee as defined in the fund documentation. Further information regarding these commissions, including their calculation method, may be obtained upon written request from JPMorgan Asset Management (Switzerland) LLC. This communication is issued in Europe (excluding UK) by JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg, R.C.S. Luxembourg B27900, corporate capital EUR 10.000.000. This communication is issued in the UK by JPMorgan Asset Management (UK) Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England No. 01161446. Registered address: 25 Bank Street, Canary Wharf, London E14 5JP.


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